The card earns 1.5 percent cash back on all transactions, and you’ll also receive introductory bonuses and travel-friendly perks as part of the package.
If you’re looking for an easy-to-manage rewards credit card, the Capital One Quicksilver Cash Rewards Credit Card is for you. It is not necessary to keep track of reward categories, spending limitations, or redemption criteria when using this card, which has no annual fee. Credit cards that give larger rewards in popular spending areas, such as the Chase Sapphire Preferred, work nicely with this card.
There are several advantages to the Capital One Quicksilver Cash Rewards Credit Card. Here are some examples.
A 1.5 Percent Return on All Purchases
Wherever you use the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a solid industry-standard rate of 1.5% cash back on all purchases. If you use your card for the majority of your transactions, the points may stack up rapidly, and you can redeem them for cash at any time. For as long as your account is active, you can redeem your rewards in the form of cash back, bill credit, or gift cards.
The Capital One Quicksilver Cash Rewards Credit Card includes attractive sign-up bonuses that may be able to help you save money on your purchases in the long run.
A Bonus For New Cardholders Who Sign Up For The Card.
The qualifications for a significant sign-up bonus do not necessitate excessive spending on your part. You will receive a one-time cash incentive of $200 if you spend $500 on purchases within three months of creating your account. Plan your application around months, with additional fees, to ensure that you accomplish your target.
A Extended Introductory APR Of Zero Percent.
You’ll enjoy a 0 percent intro APR on purchases and debt transfers for the first 15 months, followed by a variable APR ranging from 14.99 percent to 24.99 percent for the next 15 months. That’s a long period of time to finance your goods and save money on interest fees and penalties.
There Are No International Transaction Costs.
The majority of cash-back credit cards levy a foreign transaction fee for purchases made outside of the United States, which is normally 1 percent to 3 percent each transaction. Due to the fact that the Capital One Quicksilver Cash Rewards Credit Card does not charge this fee, you may save money on these potentially expensive purchases when travelling outside of the country.
International Merchant Acceptance
The Capital One Quicksilver Cash Rewards Credit Card is widely accepted by retailers throughout the world because it is a member of the Mastercard network.
With the Capital One Quicksilver Cash Rewards Credit Card, new cardholders may take advantage of Mastercard World Elite features, which can help them secure their purchases and vacation experiences abroad.
If you find an item offered at a cheaper price within 120 days of the day you purchased it using the Capital One Quicksilver Cash Rewards Credit Card, you may be eligible for a reimbursement of the difference in the cost of the item, up to a maximum of $250 in reimbursement per claim. Within a 12-month period, you are only allowed to submit a total of four claims. The terms and conditions apply. Price protection is becoming a more and more unusual benefit in today’s world.
Extended Warranty Protection
When you use your card to purchase qualified products, you can extend the manufacturer’s warranty by up to two years if the item has a warranty of two years or less. The terms and conditions apply.
Travel Accident Insurance
Using the Capital One Quicksilver Cash Rewards Credit Card, you and eligible family members are covered up to a set amount against qualifying accidents that may occur when entering, departing, or traveling in a licensed common carrier. Depending on whether you charged the fare to your credit card before to departure, your coverage may also include qualifying transportation to and from the airport. The terms and conditions apply.
Baggage Delay Insurance
If your baggage are delayed for more than four hours at another location, you may be eligible for a reimbursement of up to $100 per day for three days. There is a limit to the coverage, which is limited to the most basic goods you may require while away from home, and it is secondary to any other insurance you may have. The Capital One Quicksilver Cash Rewards Credit Card must be used to pay for your trip expenses in order to qualify. The terms and conditions apply.
Travel Insurance that Covers Trip Cancellation.
For any reason that qualifies under this benefit, you’ll be reimbursed up to a maximum of $1,500 per trip, as long as your travel ticket was paid to your Capital One Quicksilver Cash Rewards Credit Card before you cancelled your trip. The terms and conditions apply.
Collision Damage Waiver for Automobile Rentals
When you use your card to pay for a qualified auto rental and refuse the car rental agency’s insurance coverage, you will be insured in the event of automobile damage or theft. The coverage is supplementary to your own insurance policy, which means that if your rental car is damaged or stolen, you’ll have to go through your own insurer first. This benefit reimburses you for the eligible amount insured for theft and damage if you do not have your own insurance policy. It also reimburses you for any additional qualifying expenses that the vehicle rental business may impose while the automobile is out of action.
Travel And Emergency Support Services Are Included In This Category.
If you are in an emergency situation while travelling overseas, this benefit can aid you in locating medical, legal, and travel services by linking you with local emergency and assistance resources at your destination if you are in need of assistance.